HOW TO BUY A HOME WHEN RELOCATING
Trust the Local Experts
With our extensive military relocation experience and our expertise with the local area, we are well equipped to assist you throughout your home-buying process. We maintain an extensive list of DND-approved contacts for lawyers and home inspectors. Our service is designed to make your home-buying, or selling, process as smooth as possible.
When helping you relocate to a new home, we make sure that your top priorities are taken into consideration. For families, nearby schools and other neighborhood features are particularly important. We are happy to provide a list of options that can be tailored to your desired price range. Our Halifax Local Realtor can also help with inspections, negotiations, and closings.
YOUR HOUSE HUNTING TRIP IN HALIFAX
Features of Your House Hunting Trip at Halifax
- Our Experienced Local Agents will communicate with you and your family to determine your exact needs. We can communicate by phone, Skype or email.
- All new listings that match your criteria will be automatically sent to you. Follow up communication can further fine tune your needs and requirements.
- We will book appointments for all of the properties that interest you, coordinate a home showing schedule and provide a list of recommended accommodations for your House Hunting Trip.
- On arrival in Halifax you will be given all the Listings that met your criteria and a List of Home Inspectors and Lawyers to assist in your purchase.
- We will attend your home inspection with you and schedule two walk-through appointments of your purchased property before the closing date.
- We can provide The Halifax Family Resource Guide, school, recreation, and any other information if required.
Q & A - How Do You Help Military Families?
As your Local Halifax Relocation Expert we understand the Requirements of your Relocation Package and are able to make your move easier. We are aware of the difficulties of moving and starting life in a new place. We can help look after the little details that are often overlooked, such as; banking, schools, insurance and employment.
Q & A - Are You Experienced with Military & RCMP Moves?
I have many years of experience in both Military and RCMP Relocations. I am a Registered Realtor for GRS Brookfield IRP Relocation Program. I am fully aware of the unique needs of Military and RCMP personnel and offer my personalized services to ensure your transition is smooth and stress free as possible. If you are posted to another Province please visit our Location Page to find an Authorized IRP Representative
How Will You Help When I Arrive in Halifax for HHT?
I will arrange my schedule so that I can give you my undivided attention. I will provide you with a list of homes that we have mutually agreed upon to view and any recent additions that meets your criteria. My goal, as your Realtor, is to find the best possible home available for you and your family.
Q & A - Should I Arrange for a Home Inspection?
Yes, a home inspection will protect you from unforeseen expenses and repairs. Ensuring there are no visible deficiencies in your home is a very important service for a small fee. GRS Brookfield does not directly pay the Home Inspector anymore. You can find your own Home Inspector or choose one from my List of Preferred Vendors.
Q & A - I am being Posted but Have Not Received my Message?
Do not list your home prior to receiving your Official Posting Message. You can ensure your home is ready for sale and able to command top dollar when on the market. I would recommend using one of our Authorized Agents to List Your Home. This will ensure that all efforts are made to ready your property prior to Listing. Some items of value could be a Pre-Listing Inspection by Qualified Home Inspector, Staging of Home and any Maintenance and Repairs that might be required.
Local Relocation Mortgage Broker
Posted to CFB Halifax and want to buy and new home? Do you need a personal line of credit or help taking out a home equity loan or HELOC mortgages? At IRP-DND.COM, we want to help. Located in CFB Halifax area, we serve Military Clients from across Canada.
We offer a variety of services for our clients, who range from first time home buyers to clients dealing with difficult rental properties and credit situations. With our years of experience in the mortgage business, we’re confident we can help you with your mortgage needs.
Why Use a Mortgage Broker?
Mortgage Brokers are professionals whose primary knowledge and expertise is mortgages. Rather than working for one financial institution, we are independent and deal with many different financial institutions, including major banks, credit unions, trust companies and private lenders. This allows us to offer you more choices and more competitive rates. It also means our advice is impartial and based on your best interests! While you may not enjoy negotiating with financial institutions, that’s our specialty. We’ll make sure you get the most attractive offer to suit your individual circumstances. • We provide independent advice for you. • We are not tied to one lender exclusively. • You save time with one stop shopping, we deal with over 25 different lenders but work for you. • We negotiate on your behalf. • More choice means more competitive rates. • We ensure you are getting the best rates and terms. • Get expert advice! Our Brokers/Agents are licensed professionals and deal exclusively with home financing. • We provide you with access to special deals and add-ons. • We have access to traditional financing, ‘B’ lending or private financing where required. • No additional costs to you. • We provide you with ongoing support and consultation.
Steps to Obtaining a Mortgage
Work with your Local Halifax Mortgage Broker complete a pre-qualification application. Obtaining a pre-qualification will allow you to be the most prepared for your home buying experience. Step 2 Home search Once you receive your pre-approved mortgage amount, work with a Real Estate Agent to find the best home for you within your budgeted price range. Step 3 Make an offer When you find the home you are interested in, your Real Estate Agent will provide you with the expertise and information you need to make the right offer and protect you from any potential risks or concerns through this process. Together with your Real Estate Agent you will determine the best conditions to include in the offer; we highly recommend that this includes a financing condition; your Real Estate Agent will likely recommend additional conditions such as a home inspection and other items depending on the property itself. At this point you will likely be asked to provide a deposit with your accepted offer. Step 4 Get approved for your mortgage Once you and the vendor have come to a conditional agreement, you will likely have a certain number of days to waive a financing condition. For an approval we will require a copy of the accepted offer as well as the MLS listing of the property. While you are already pre-approved, it is important that you get a committed approval from a lender to ensure that both YOU and the PROPERTY are approved for financing. This process may require an appraisal to be completed on the property, your Mortgage Agent will inform you of this based on the approval. Step 5 Waive your conditions to make the offer a “firm offer” After you have satisfied all of your conditions including the financing condition, you will work with your Real Estate Agent to determine if you are going to waive your conditions and finalize the sale. Step 6 Sign your mortgage documents Depending on the length of time of your financing condition, you may sign the mortgage documents before or after you waive your conditions. This is something you will discuss with your Mortgage Broker during the approval process.
Professional Home Inspections
When purchasing your new home you should have a Professional Home Inspection to prevent any unwanted surprises or expensive repairs. Roger Frost is a Certified Building Code Official with the Ontario Building Officials Association. Roger is also a Certfied Master Inspector with over 7,500 inspections performed. Free Thermal Imaging included with every home inspection. A 100% Money Back Guarantee, which is good for 30 days after you move into your new home.
Why You Need a Home Inspection
Buying a home is one of the largest investments you will ever make. It can be a complicated and stressful process. A home inspection by Napoleon Home Inspections will help you with this big decision by: 1. identifying any safety or health issues. 2. identifying components of the house that need maintenance, repair, or replacement. 3. providing you with a detailed report which delivers an accurate evaluation of the property’s condition. We are the Only Home Inspection Company in Simcoe County to offer a 100% Money Back Guarantee that is good for 30 days after you move in.
FREE THERMAL IMAGING
What is Thermal Imaging and How Does it Work? Thermal imaging is the use of a thermal camera to capture images which show differences in surface temperatures. These differences are shown by different colours on a colour scale. Any small differences in temperature can be the indication of moisture. It’s a good idea to check areas such as walls or ceilings near plumbing fixtures and areas around appliances. If a difference is detected, it can be measured with a moisture meter to see if there is moisture present. Thermal imaging is not an invasive test, and does not allow you to see through walls. Since it only detects differences in temperature, it isn’t detecting moisture directly—which is why it’s necessary to further investigate differences with a moisture meter. Also, it is not useful for measuring insulation problems because the indoor and outdoor temperatures may be very similar. For example, if the temperature indoors and outdoors is 70oF, it will not pick up any insulation problems because there is no temperature difference.