Guide for Military Personnel Buying a Home

Buying a home during a military move can feel overwhelming, but it doesn’t have to be. Here’s a quick and easy guide to help you navigate the process.

Plan Ahead

Start Early: Once you get your relocation orders, begin looking into housing options right away.
Think About the Future: Choose a home that will be easy to sell or rent if you move again.

Use Military Resources

Relocation Programs: Check out programs like the Integrated Relocation Program (IRP) or the CAF Relocation Directive (CAFRD) for financial support and advice.
Online Tools: Use websites like Plan My Move or BGRS to organize your move, track your budget, and access helpful checklists.

Work with Experts

Military-Friendly Realtors: Choose a real estate agent who understands the needs of military families.
Experienced Lenders: Use lenders who specialize in military loans.

Location is Key

Stay Close to Base: A short commute can save you time and money.
Check Local Amenities: Look into schools, healthcare, and community resources in the area.

Stay Within Your Budget

Know Your Numbers: Use tools to track your relocation budget and estimate housing costs.
Be Realistic: Make sure you can afford the mortgage, utilities, and any extra expenses.
Use Military Discounts

Leverage Technology

Virtual Home Tours: If you can’t visit homes in person, use online tours to narrow down your options.
Research Neighborhoods: Look into crime rates, schools, and local amenities online.

Plan for the Future

Resale or Rental: Pick a home that can easily be sold or rented out if you’re relocated again.
Think Long-Term: Consider how the property fits your financial and personal goals.

Ask for Help

Use Support Programs: Many military programs offer guidance and assistance for homebuyers.
Stay Organized: Keep all your documents and communication about the move in one place.

By staying organized, using the right tools, and seeking help when needed, you can confidently buy a home during your military relocation.